About us

Money that behaves the same way twice.

ZenvaPay is a Nigerian naira wallet you can spend on the things you already pay for — airtime, data, electricity, cable, exam PINs — and use to buy and sell stablecoins at a rate you see before you commit.

Why we built it

Most of us keep money in three or four places: a bank app for transfers, a VTU site for airtime, somebody’s WhatsApp for crypto, and a prepaid meter vendor who may or may not answer. Each one has its own balance, its own failure mode and its own way of telling you nothing when something goes wrong.

ZenvaPay is one balance for all of it, with the same rules applied every time. A rate you are shown is the rate you are charged. A transaction that fails returns your money without you asking. A transaction we are unsure about is described as unsure, not as failed — because those are different things, and telling you the wrong one is how you end up paying twice.

A balance scale, weighed equally on both sides.

What we will not do

We will not lend your balance out.

Money in your wallet is a liability we owe you, held separately from the working capital we use to buy inventory. The two are separate accounts in our ledger and they are never mixed.

We will not guess.

When a provider goes quiet mid-transaction we do not assume it failed and refund you, and we do not assume it worked and take your money. We hold it, ask them repeatedly until they answer, and act on what they say.

We will not send anything secret to a chat.

Our Telegram bot can show you a balance and a history, and it cannot show you a PIN, a card number or a gift card code. Those only ever appear inside the app.

How we operate

A feature that is not ready says so where you would go to use it, rather than accepting your money and explaining afterwards.

ZenvaPay is a product of ZenvaLink Technologies, and the two are not separate in any way that should matter to you: the company behind the name is the one accountable for the wallet.