One wallet.
Everything you pay for.
Buy USDT, USDC and Bitcoin in naira at a rate you see before you commit — then pay for airtime, data, electricity, cable TV and exam PINs from the same balance, on a ledger that accounts for every kobo.
- Double-entry ledger
- Rate held while you confirm
The coin is yours the moment it lands.
Fund your naira balance once, then convert whenever the rate suits you. No exchange account to open, nobody to wait on, and the coin goes straight to an address you own — we never hold it for you.
- Quote first: you see the rate and the fee before anything moves.
- The rate is held while you decide, so it cannot move under you.
- Settles to your own wallet address, not an account we control.
- Sell back to naira and withdraw to your bank the same way.
Everything the month asks for.
Airtime, data, electricity, cable TV, exam PINs and gift cards — from the same naira balance, with one history and one place to look when you need the receipt.
Crypto
USDT, USDC, Bitcoin, Ethereum and more, bought in naira at a rate you see before you commit. Settles straight to your own wallet.
Airtime
Every network, topped up in seconds.
Data
Bundles for every network, at the price shown.
Electricity
Prepaid and postpaid, with the token delivered instantly.
Cable TV
DStv, GOtv and Startimes, renewed in one tap.
Exam PINs
WAEC, NECO and JAMB, delivered the moment you pay.
USD card
A dollar card for the subscriptions and stores that will not take naira.
Gift cards
The brands you actually use, delivered to your account.
Your balance is a consequence, not a field.
Most systems keep your balance in a column and add to it. We do not have that column. Your balance is the sum of every entry against your account — and the database refuses to accept an entry whose two halves do not match.
It is a slower way to build and a much harder one to get wrong. When something does go wrong, the history is still there, entry by entry, and it still adds up.
Money Flow
The boring parts, done properly.
Buy crypto in naira
USDT, USDC, Bitcoin, Ethereum and more, at a rate you see before you commit, settled straight to your own wallet. No exchange account, no waiting on a counterparty.
One balance for everything else
Airtime, data, electricity, cable, exam PINs, eSIM and gift cards — from the same naira balance, with a receipt for every one.
Built to account for every kobo
Your balance is the sum of every entry on your account, not a number we keep. It reconciles nightly, and a failed purchase always returns in full.
Where it went
Every purchase is categorised as it happens, so the breakdown is not a monthly guess.
- ₦21,800.00Bills and utilitiesBills and utilities: ₦21,800.00
- ₦16,500.00Airtime and dataAirtime and data: ₦16,500.00
- ₦13,400.00Everything elseEverything else: ₦13,400.00
And what happened
Including the states most apps hide. A purchase we have not heard back about is marked as being checked — never quietly written off as failed.
Open your wallet in minutes.
Create an account, add money, and pay for the first thing on your list.